Privacy Policy - Loansuvida.com

loansuvida.com values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect and use information when you visit or use our Website or Mobile App.

By using the Website or Mobile App, you agree to the practices described in this Privacy Policy.

belongs to another person and to which the User does not have any right to;
We receive and store any information you enter on our Website or give us in any other way. You can choose not to provide certain information but then you might not be able to take advantage of many of our services and features.
We receive and store certain types of information whenever you interact with us. For example, like, we use "cookies" and we obtain certain types of information when your web browser accesses the Website or advertisements and other content served by or on behalf of the Website on other websites. We may also receive/store information about your location and your mobile device, including a unique identifier for your device.
We might receive information about you from other sources and add it to our account information.

When you register on loansuvida.com, we collect basic personal details to create and manage your account. This includes your name, contact details, and location. By registering, you agree that we may contact you through calls, SMS, or email for service updates, alerts, and promotional messages. You can opt out of promotional communications at any time.

We use your information in order to::

Assist our business partners in facilitating and delivering services to you, process payments and your applications, communicate with you about products, services and promotional offers
Respond to queries, or requests submitted by you, and resolve your grievances/issues/problems with any services supplied to you
Administer or otherwise carry out our obligations in relation to any agreement with our business partners
Send you information about special promotions or offers. We might also tell you about new features or products/services. These might be our own offers or products/services, or third-party offers or products/services with whom loansuvida.com has a tie - up
Use your information for internal analysis and to provide you with location-based services, such as advertising, search results, and other personalized content
Use this information to improve our platform, prevent or detect fraud or abuses of our Website and enable third parties to carry out technical, logistical or other functions on our behalf. We may combine information we get from you with information about you we get from third parties
Send you notices, communications, and recommend services that might be of interest to you update our records and generally maintain your accounts with us, display content and customer reviews
As otherwise provided in this Privacy Policy

Some features of our Website require you to share personal information. By using these features, you agree that we may collect and use your information and share it with trusted service providers as described in this Privacy Policy.

Data / Information Sharing and Disclosure:

loansuvida.com does not sell, rent, or disclose your personal information for commercial purposes in any manner inconsistent with the commitments made in this Privacy Policy. Notwithstanding the above, loansuvida.com may share your information with its affiliates and authorized business partners strictly for the purposes set out in this Privacy Policy. We may also disclose or transfer personal information to a successor entity in the event of a merger, reorganization, consolidation, sale of assets, or transfer of ownership of all or part of loansuvida.com’s business, provided such entity agrees to comply with this Privacy Policy. For the purposes of this Privacy Policy, an “affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with loansuvida.com.

Log Files:

When you visit our Website, we automatically collect basic technical information such as your IP address, browser type, and pages visited. We use this information to understand how users interact with our Website and to improve our services and features.

Cookies:

Cookies help our Website work better. Some cookies are deleted when you close your browser, while others help remember your preferences for future visits. You can manage or disable cookies in your browser settings, but doing so may affect how some features of the Website work.

How your Personal Information and DATA is secured:

We use industry-standard security measures to protect your information. Our systems follow ISO 27001 security standards. However, no online system is completely secure, so we cannot guarantee absolute protection. Please keep your login details safe and do not share them with anyone.

Third-Party Advertisers and Links to Other Websites:

Third Party Advertising We may show ads from third-party advertisers. These advertisers may use anonymous information about your visits to this and other websites to show ads that may be relevant to you. This information does not include your personal details such as name or contact information.

Links to Other Websites:
Our Website may link to other websites. Any information you share on those sites is handled by them, not by loansuvida.com. Please review their privacy policies before sharing your information.

-------------------------------------------------------------------------------------------------------------------------------------------------------

RCS, SMS and Promotional Messages :
We send OTPs, updates, and promotional messages only after taking your consent. All messages are sent using TRAI-approved systems and follow DLT and SmartPing rules.
You give your consent when you respond to our SMS or notification. You can opt out anytime as per applicable rules.

Opt in will be obtained once users see & revert over the the sms we will send to users through dashboard provided by you. It could be promotion and Transactional both.

-------------------------------------------------------------------------------------------------------------------------------------------------------

RETENTION OF YOUR DATA
We provide our registered customers with periodic emailers and email/SMS alerts. We also allow users to subscribe to email newsletters and from time to time may transmit emails promoting loansuvida.com or third-party products. Subject to the express consent clause above, our Website subscribers may opt-out of receiving our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related e-mails/SMS, such as e-mail/SMS alerts. The above services are also provided by our partners.

This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may use the collected log information about you to improve services offered to you, to improve marketing, analytics, or Website functionality.

loansuvida.com use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

loansuvida.com will retain your information for as long as it is necessary for providing you the Services available on the Website or your request for termination of your account with loansuvida.com, whichever is later.
Post termination of your account, loansuvida.com may continue to use your anonymized data aggregated or in combination with anonymized data of other users. We use this aggregated anonymized data for data analysis, profiling and research purposes, for example to gain insights about our users and their profiles. We may keep your contact information along with your application details (if any) for fraud prevention purposes and for the exercise/ defense of a legal claim or for providing evidence in legal proceeding(s).
EMAIL & SMS COMMUNICATIONS FROM US AND OUR PARTNERS
LOG FILES

Changes in this Privacy Policy:
loansuvida.com reserves the right to change this policy from time to time, at its sole discretion. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the statement.