/* =========================================================
   APPLY NOW PAGE - COMPLETE CSS
   Old responsive CSS removed
   New responsive system added
========================================================= */

.apply-page {
    --apply-blue: #005baa;
    --apply-blue-dark: #003f78;
    --apply-blue-deep: #002b55;
    --apply-blue-light: #eaf5ff;
    --apply-white: #ffffff;
    --apply-black: #172033;
    --apply-text: #586578;
    --apply-muted: #7c8797;
    --apply-border: #e3eaf2;
    --apply-bg: #f6f9fd;
    --apply-green: #159447;

    font-family: "Poppins", sans-serif;
    color: var(--apply-black);
    background: var(--apply-white);
    width: 100%;
    max-width: 100%;
    overflow-x: clip;
}

.apply-page *,
.apply-page *::before,
.apply-page *::after {
    box-sizing: border-box;
}

.apply-page a {
    text-decoration: none;
}

.apply-page button,
.apply-page input,
.apply-page select,
.apply-page textarea {
    font-family: inherit;
}

.apply-container {
    width: min(1180px, calc(100% - 40px));
    margin: 0 auto;
}


/* =========================================================
   HERO SECTION
========================================================= */

.apply-page .apply-hero {
    position: relative;
    min-height: 680px;
    padding: 65px 0;
    background:
        linear-gradient(
            90deg,
            rgba(0, 43, 85, 0.98) 0%,
            rgba(0, 63, 120, 0.94) 45%,
            rgba(0, 63, 120, 0.72) 72%,
            rgba(0, 63, 120, 0.48) 100%
        );
}

.apply-page .apply-hero-overlay {
    position: absolute;
    inset: 0;
    pointer-events: none;
}

.apply-page .apply-hero > .apply-container {
    position: relative;
    z-index: 2;
    min-height: 550px;
    display: grid;
    grid-template-columns: minmax(0, 1fr) 480px;
    align-items: center;
    gap: 55px;
}

.apply-page .apply-hero-content {
    max-width: 580px;
    color: var(--apply-white);
}

.apply-page .apply-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 14px;
    border: 1px solid rgba(255,255,255,0.25);
    border-radius: 50px;
    background: rgba(255,255,255,0.10);
    backdrop-filter: blur(8px);
    color: #fff;
    font-size: 14px;
    font-weight: 500;
}

.apply-page .apply-badge i {
    color: #fff;
}

.apply-page .apply-hero-content h1 {
    margin: 18px 0 15px;
    color: #fff;
    font-size: 60px;
    line-height: 1.15;
    font-weight: 700;
    letter-spacing: -0.6px;
}

.apply-page .apply-hero-content h1 span {
    display: block;
    color: #9cd5ff;
}

.apply-page .apply-hero-content > p {
    max-width: 540px;
    margin: 0;
    color: rgba(255,255,255,0.82);
    font-size: 14px;
    line-height: 1.8;
}

.apply-page .apply-trust-items {
    display: flex;
    flex-wrap: wrap;
    gap: 18px;
    margin-top: 25px;
}

.apply-page .apply-trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.92);
    font-size: 14px;
    font-weight: 500;
}

.apply-page .apply-trust-item i {
    display: grid;
    width: 22px;
    height: 22px;
    place-items: center;
    border-radius: 50%;
    background: rgba(255,255,255,0.16);
    color: #fff;
    font-size: 10px;
}


/* =========================================================
   FORM CARD
========================================================= */

.apply-page .apply-form-wrapper {
    width: 100%;
}

.apply-page .apply-form-card {
    width: 100%;
    padding: 27px;
    border: 1px solid rgba(255,255,255,0.65);
    border-radius: 18px;
    background: #ffffff;
    box-shadow: 0 25px 65px rgba(0,25,60,0.28);
}

.apply-page .form-card-header {
    display: flex;
    align-items: center;
    gap: 13px;
    margin-bottom: 19px;
}

.apply-page .form-icon {
    display: grid;
    width: 46px;
    height: 46px;
    flex: 0 0 46px;
    place-items: center;
    border-radius: 11px;
    background: var(--apply-blue) !important;
    color: #fff !important;
    font-size: 19px;
}

.apply-page .form-icon i {
    color: #fff !important;
}

.apply-page .form-card-header h2 {
    margin: 0 0 3px;
    color: var(--apply-black);
    font-size: 18px;
    line-height: 1.25;
    font-weight: 700;
}

.apply-page .form-card-header p {
    margin: 0;
    color: var(--apply-muted);
    font-size: 11px;
}


/* =========================================================
   STEP INDICATOR
========================================================= */

.apply-page .form-steps {
    display: flex;
    align-items: center;
    width: 100%;
    margin-bottom: 22px;
}

.apply-page .step-item {
    display: flex;
    align-items: center;
    gap: 7px;
    min-width: max-content;
}

.apply-page .step-number {
    display: grid;
    width: 32px;
    height: 32px;
    flex: 0 0 32px;
    place-items: center;
    border: 2px solid #dce4ec;
    border-radius: 50%;
    background: #fff;
    color: #8a95a5;
    font-size: 13px;
    line-height: 1;
    font-weight: 700;
    transition: 0.3s ease;
}

.apply-page .step-content {
    display: flex;
    flex-direction: column;
    line-height: 1.15;
}

.apply-page .step-content strong {
    color: #8a95a5;
    font-size: 11px;
    font-weight: 700;
}

.apply-page .step-content small {
    margin-top: 2px;
    color: #a0a9b5;
    font-size: 9px;
}

.apply-page .step-item.active .step-number,
.apply-page .step-item.completed .step-number {
    border-color: var(--apply-blue);
    background: var(--apply-blue);
    color: #fff;
}

.apply-page .step-item.active .step-number {
    box-shadow: 0 5px 15px rgba(0,91,170,0.25);
}

.apply-page .step-item.active .step-content strong,
.apply-page .step-item.active .step-content small,
.apply-page .step-item.completed .step-content strong {
    color: var(--apply-blue);
}

.apply-page .step-line {
    height: 2px;
    flex: 1;
    min-width: 15px;
    margin: 0 8px;
    background: #e5ebf1;
    transition: 0.3s ease;
}

.apply-page .step-line.completed {
    background: var(--apply-blue);
}


/* =========================================================
   FORM STEPS
========================================================= */

.apply-page .form-step {
    display: none;
    animation: applyStepIn 0.35s ease;
}

.apply-page .form-step.active {
    display: block;
}

@keyframes applyStepIn {
    from {
        opacity: 0;
        transform: translateX(15px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}


/* =========================================================
   STEP HEADING
========================================================= */

.apply-page .step-heading {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
}

.apply-page .step-heading-icon {
    display: grid;
    width: 38px;
    height: 38px;
    flex: 0 0 38px;
    place-items: center;
    border-radius: 9px;
    background: var(--apply-blue) !important;
    color: #fff !important;
    font-size: 15px;
}

.apply-page .step-heading-icon i {
    color: #fff !important;
}

.apply-page .step-heading h3 {
    margin: 0 0 2px;
    color: var(--apply-black);
    font-size: 16px;
    font-weight: 700;
}

.apply-page .step-heading p {
    margin: 0;
    color: var(--apply-muted);
    font-size: 10px;
}


/* =========================================================
   FORM GROUP
========================================================= */

.apply-page .form-group {
    margin-bottom: 15px;
}

.apply-page .form-group label {
    display: block;
    margin-bottom: 6px;
    color: #344054;
    font-size: 12px;
    font-weight: 600;
}

.apply-page .form-group label span {
    color: #e53935;
}

.apply-page .form-group label small {
    color: #929baa;
    font-size: 10px;
    font-weight: 400;
}

.apply-page .input-box {
    position: relative;
    display: flex;
    align-items: center;
    width: 100%;
}

.apply-page .input-box > i {
    position: absolute;
    left: 13px;
    z-index: 1;
    color: #8995a5;
    font-size: 12px;
    pointer-events: none;
}

.apply-page .input-box input,
.apply-page .input-box select,
.apply-page .input-box textarea {
    width: 100%;
    border: 1px solid var(--apply-border);
    outline: none;
    border-radius: 8px;
    background: #fbfcfe;
    color: var(--apply-black);
    font-size: 11px;
    transition: 0.25s ease;
}

.apply-page .input-box input,
.apply-page .input-box select {
    height: 44px;
    padding: 0 13px 0 38px;
}

.apply-page .input-box textarea {
    min-height: 100px;
    padding: 12px 13px 12px 38px;
    resize: vertical;
    line-height: 1.5;
}

.apply-page .input-box input::placeholder,
.apply-page .input-box textarea::placeholder {
    color: #a7b0bd;
}

.apply-page .input-box input:focus,
.apply-page .input-box select:focus,
.apply-page .input-box textarea:focus {
    border-color: var(--apply-blue);
    background: #fff;
    box-shadow: 0 0 0 3px rgba(0,91,170,0.08);
}

.apply-page .input-box input:focus + i {
    color: var(--apply-blue);
}

.apply-page .select-box {
    position: relative;
}

.apply-page .select-box select {
    appearance: none;
    cursor: pointer;
}

.apply-page .select-box::after {
    content: "\f107";
    position: absolute;
    right: 13px;
    color: #8b96a5;
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
    pointer-events: none;
}


/* =========================================================
   ERRORS
========================================================= */

.apply-page .form-error {
    display: block;
    min-height: 13px;
    margin-top: 3px;
    color: #e53935;
    font-size: 12px;
}


/* =========================================================
   FORM BUTTONS
========================================================= */

.apply-page .form-navigation {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-top: 20px;
}

.apply-page .next-only {
    justify-content: flex-end;
}

.apply-page .next-step,
.apply-page .prev-step,
.apply-page .submit-application {
    min-height: 42px;
    padding: 0 17px;
    border: 0;
    border-radius: 8px;
    cursor: pointer;
    font-size: 11px;
    font-weight: 600;
    transition: 0.25s ease;
}

.apply-page .next-step,
.apply-page .submit-application {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    background: var(--apply-blue);
    color: #fff;
    box-shadow: 0 7px 18px rgba(0,91,170,0.18);
}

.apply-page .next-step:hover,
.apply-page .submit-application:hover {
    background: var(--apply-blue-dark);
    transform: translateY(-1px);
}

.apply-page .prev-step {
    border: 1px solid var(--apply-border);
    background: #fff;
    color: #596678;
}

.apply-page .prev-step:hover {
    border-color: var(--apply-blue);
    color: var(--apply-blue);
}


/* =========================================================
   SUMMARY / CONSENT / SUCCESS / SECURITY
========================================================= */

.apply-page .application-summary {
    margin: 7px 0 16px;
    padding: 13px;
    border: 1px solid #dceaf6;
    border-radius: 8px;
    background: #f7fbff;
}

.apply-page .summary-title {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 8px;
    color: var(--apply-blue);
    font-size: 11px;
    font-weight: 700;
}

.apply-page .summary-note {
    display: flex;
    align-items: flex-start;
    gap: 7px;
}

.apply-page .summary-note i {
    margin-top: 3px;
    color: var(--apply-blue);
    font-size: 11px;
}

.apply-page .summary-note p {
    margin: 0;
    color: var(--apply-text);
    font-size: 12px;
    line-height: 1.55;
}

.apply-page .consent-box {
    margin-top: 9px;
}

.apply-page .consent-label {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    cursor: pointer;
}

.apply-page .consent-label input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.apply-page .custom-checkbox {
    position: relative;
    width: 16px;
    height: 16px;
    flex: 0 0 16px;
    margin-top: 1px;
    border: 1px solid #cbd5e1;
    border-radius: 4px;
    background: #fff;
    transition: 0.2s ease;
}

.apply-page .consent-label input:checked + .custom-checkbox {
    border-color: var(--apply-blue);
    background: var(--apply-blue);
}

.apply-page .consent-label input:checked + .custom-checkbox::after {
    content: "\f00c";
    position: absolute;
    top: 50%;
    left: 50%;
    color: #fff;
    font-family: "Font Awesome 6 Free";
    font-size: 8px;
    font-weight: 900;
    transform: translate(-50%, -50%);
}

.apply-page .consent-text {
    color: #697587;
    font-size: 9px;
    line-height: 1.5;
}

.apply-page .form-success {
    margin-top: 18px;
    padding: 20px 15px;
    border-radius: 10px;
    background: #eff6ff;
    text-align: center;
}

.apply-page .success-icon {
    display: grid;
    width: 44px;
    height: 44px;
    margin: 0 auto 10px;
    place-items: center;
    border-radius: 50%;
    background: var(--apply-blue);
    color: #fff;
}

.apply-page .form-success h3 {
    margin: 0 0 5px;
    color: var(--apply-blue-dark);
    font-size: 15px;
}

.apply-page .form-success p {
    margin: 0;
    color: var(--apply-text);
    font-size: 10px;
    line-height: 1.5;
}

.apply-page .form-security {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    margin-top: 16px;
    padding-top: 14px;
    border-top: 1px solid #edf1f5;
    color: #8994a3;
    font-size: 10px;
}

.apply-page .form-security i {
    color: var(--apply-blue);
}


/* =========================================================
   COMMON SECTION
========================================================= */

.apply-page .section-heading {
    max-width: 650px;
    margin: 0 auto 40px;
    text-align: center;
}

.apply-page .section-heading > span,
.apply-page .section-label {
    display: inline-block;
    margin-bottom: 8px;
    color: var(--apply-blue);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.1px;
}

.apply-page .section-heading h2,
.apply-page .documents-content h2 {
    margin: 0 0 11px;
    color: var(--apply-black);
    font-size: 32px;
    line-height: 1.25;
    font-weight: 700;
}

.apply-page .section-heading h2 strong,
.apply-page .documents-content h2 strong {
    color: var(--apply-blue);
}

.apply-page .section-heading p,
.apply-page .documents-content > p {
    margin: 0;
    color: var(--apply-text);
    font-size: 14px;
    line-height: 1.75;
}


/* =========================================================
   WHY APPLY
========================================================= */

.apply-page .why-apply-section {
    padding: 75px 0;
    background: #fff;
}

.apply-page .why-apply-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.apply-page .why-apply-card {
    padding: 26px 21px;
    border: 1px solid var(--apply-border);
    border-radius: 13px;
    background: #fff;
    text-align: center;
    transition: 0.3s ease;
}

.apply-page .why-apply-card:hover {
    border-color: #c9dff1;
    box-shadow: 0 15px 35px rgba(0,64,120,0.09);
    transform: translateY(-5px);
}

.apply-page .why-icon {
    display: grid;
    width: 52px;
    height: 52px;
    margin: 0 auto 15px;
    place-items: center;
    border-radius: 13px;
    background: var(--apply-blue) !important;
    color: #fff !important;
    font-size: 19px;
}

.apply-page .why-icon i {
    color: #fff !important;
}

.apply-page .why-apply-card h3 {
    margin: 0 0 7px;
    color: var(--apply-black);
    font-size: 15px;
}

.apply-page .why-apply-card p {
    margin: 0;
    color: var(--apply-text);
    font-size: 13px !important;
    line-height: 1.65;
}


/* =========================================================
   PROCESS
========================================================= */

.apply-page .apply-process-section {
    padding: 75px 0;
    background: var(--apply-bg);
}

.apply-page .process-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 17px;
}

.apply-page .process-card {
    position: relative;
    padding: 25px 17px;
    border: 1px solid var(--apply-border);
    border-radius: 13px;
    background: #fff;
    text-align: center;
    transition: 0.3s ease;
}

.apply-page .process-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 30px rgba(0,64,120,0.08);
}

.apply-page .process-number {
    position: absolute;
    top: 11px;
    right: 13px;
    color: #dbe9f5;
    font-size: 15px;
    line-height: 1;
    font-weight: 700;
}

.apply-page .process-icon {
    display: grid;
    width: 49px;
    height: 49px;
    margin: 0 auto 15px;
    place-items: center;
    border-radius: 50%;
    background: var(--apply-blue) !important;
    color: #fff !important;
    font-size: 17px;
}

.apply-page .process-icon i {
    color: #fff !important;
}

.apply-page .process-card h3 {
    margin: 0 0 7px;
    color: var(--apply-black);
    font-size: 14px;
}

.apply-page .process-card p {
    margin: 0;
    color: var(--apply-text);
    font-size: 13px;
    line-height: 1.6;
}


/* =========================================================
   DOCUMENTS
========================================================= */

.apply-page .documents-section {
    padding: 75px 0;
    background: #fff;
}

.apply-page .documents-grid {
    display: grid;
    grid-template-columns: 1fr 360px;
    align-items: center;
    gap: 65px;
}

.apply-page .documents-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 11px;
    margin-top: 23px;
}

.apply-page .document-item {
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 12px 13px;
    border: 1px solid var(--apply-border);
    border-radius: 8px;
    background: #fbfcfe;
    color: #526071;
    font-size: 14px;
}

.apply-page .document-item i {
    color: var(--apply-blue);
    font-size: 14px;
}

.apply-page .documents-help-card {
    padding: 30px 25px;
    border-radius: 15px;
    background: var(--apply-blue);
    color: #fff;
    text-align: center;
    box-shadow: 0 20px 45px rgba(0,64,120,0.16);
}

.apply-page .help-icon {
    display: grid;
    width: 54px;
    height: 54px;
    margin: 0 auto 15px;
    place-items: center;
    border-radius: 50%;
    background: rgba(255,255,255,0.13);
    color: #fff;
    font-size: 20px;
}

.apply-page .documents-help-card h3 {
    margin: 0 0 8px;
    color: #fff;
    font-size: 19px;
}

.apply-page .documents-help-card p {
    margin: 0 0 19px;
    color: rgba(255,255,255,0.78);
    font-size: 13px;
    line-height: 1.7;
}

.apply-page .help-phone {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    padding: 10px 17px;
    border-radius: 7px;
    color: #fff;
    font-size: 11px;
    font-weight: 600;
    transition: 0.25s ease;
}

.apply-page .help-phone:hover {
    background: var(--apply-blue-dark);
    color: #fff;
}


/* =========================================================
   FINAL CTA + DISCLAIMER
========================================================= */

.apply-page .apply-final-cta {
    padding: 50px 0;
    background: linear-gradient(
        135deg,
        var(--apply-blue-deep),
        var(--apply-blue)
    );
}

.apply-page .final-cta-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.apply-page .final-cta-content > div {
    max-width: 720px;
}

.apply-page .final-cta-content span {
    display: inline-block;
    color: #b8ddff;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.1px;
}

.apply-page .final-cta-content h2 {
    margin: 7px 0;
    color: #fff;
    font-size: 30px;
    line-height: 1.25;
    font-weight: 700;
}

.apply-page .final-cta-content p {
    margin: 0;
    color: rgba(255,255,255,0.76);
    font-size: 14px;
}

.apply-page .final-cta-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    flex-shrink: 0;
    padding: 12px 20px;
    border: 1px solid rgba(255,255,255,0.25);
    border-radius: 8px;
    background: #fff;
    color: var(--apply-blue);
    font-size: 15px;
    font-weight: 700;
    transition: 0.25s ease;
}

.apply-page .final-cta-btn:hover {
    background: var(--apply-blue-light);
    color: var(--apply-blue-dark);
    transform: translateY(-2px);
}

.apply-page .apply-disclaimer {
    padding: 16px 0;
    background: #f0f3f7;
}

.apply-page .apply-disclaimer p {
    margin: 0;
    color: #788494;
    font-size: 13px;
    line-height: 1.6;
    text-align: center;
}

.apply-page .apply-disclaimer strong {
    color: #566273;
}


/* =========================================================
   ICON VISIBILITY
========================================================= */

.apply-page .form-icon i,
.apply-page .step-heading-icon i,
.apply-page .why-icon i,
.apply-page .process-icon i,
.apply-page .help-icon i,
.apply-page .success-icon i,
.apply-page .input-box > i,
.apply-page .summary-title i,
.apply-page .summary-note i,
.apply-page .form-security i,
.apply-page .document-item i,
.apply-page .help-phone i,
.apply-page .final-cta-btn i {
    display: inline-block;
    visibility: visible;
    opacity: 1;
}


/* =========================================================
   NEW RESPONSIVE SYSTEM
========================================================= */

/* ---------- Large Laptop ---------- */
@media (max-width: 1199px) {
    .apply-container {
        width: min(1080px, calc(100% - 36px));
    }

    .apply-page .apply-hero > .apply-container {
        grid-template-columns: minmax(0, 1fr) 430px;
        gap: 35px;
    }

    .apply-page .apply-hero-content h1 {
        font-size: 52px;
    }

    .apply-page .apply-form-card {
        padding: 24px;
    }

    .apply-page .why-apply-grid {
        gap: 15px;
    }

    .apply-page .process-grid {
        gap: 12px;
    }

    .apply-page .documents-grid {
        gap: 45px;
    }
}


/* ---------- Tablet ---------- */
@media (max-width: 991px) {
    .apply-container {
        width: min(760px, calc(100% - 34px));
    }

    .apply-page .apply-hero {
        min-height: auto;
        padding: 60px 0;
    }

    .apply-page .apply-hero > .apply-container {
        min-height: auto;
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .apply-page .apply-hero-content {
        max-width: 720px;
        margin: 0 auto;
        text-align: center;
    }

    .apply-page .apply-hero-content > p {
        margin-left: auto;
        margin-right: auto;
    }

    .apply-page .apply-trust-items {
        justify-content: center;
    }

    .apply-page .apply-form-wrapper {
        width: 100%;
        max-width: 620px;
        margin: 0 auto;
    }

    .apply-page .why-apply-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .apply-page .process-grid {
        grid-template-columns: repeat(3, 1fr);
        row-gap: 18px;
    }

    .apply-page .documents-grid {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .apply-page .documents-help-card {
        width: 100%;
        max-width: 460px;
        margin: 0 auto;
    }

    .apply-page .final-cta-content {
        align-items: flex-start;
    }
}


/* ---------- Mobile ---------- */
@media (max-width: 767px) {
    .apply-container {
        width: calc(100% - 28px);
    }

    .apply-page .apply-hero {
        padding: 45px 0 50px;
    }

    .apply-page .apply-hero-content h1 {
        margin: 16px 0 13px;
        font-size: 38px;
        line-height: 1.15;
        letter-spacing: -0.4px;
    }

    .apply-page .apply-hero-content > p {
        font-size: 12px;
        line-height: 1.75;
    }

    .apply-page .apply-badge {
        font-size: 11px;
        padding: 8px 13px;
    }

    .apply-page .apply-trust-items {
        gap: 10px 16px;
        margin-top: 20px;
    }

    .apply-page .apply-trust-item {
        font-size: 10px;
    }

    .apply-page .apply-form-card {
        padding: 20px 16px;
        border-radius: 14px;
    }

    .apply-page .form-card-header {
        gap: 10px;
        margin-bottom: 17px;
    }

    .apply-page .form-icon {
        width: 42px;
        height: 42px;
        flex-basis: 42px;
        font-size: 17px;
    }

    .apply-page .form-card-header h2 {
        font-size: 17px;
    }

    .apply-page .form-card-header p {
        font-size: 10px;
    }

    .apply-page .form-steps {
        margin-bottom: 20px;
    }

    .apply-page .step-item {
        gap: 5px;
    }

    .apply-page .step-number {
        width: 29px;
        height: 29px;
        flex-basis: 29px;
        font-size: 11px;
    }

    .apply-page .step-content strong {
        font-size: 9px;
    }

    .apply-page .step-content small {
        display: none;
    }

    .apply-page .step-line {
        margin: 0 5px;
        min-width: 10px;
    }

    .apply-page .step-heading {
        margin-bottom: 18px;
    }

    .apply-page .step-heading h3 {
        font-size: 15px;
    }

    .apply-page .step-heading p {
        font-size: 9px;
    }

    .apply-page .form-group {
        margin-bottom: 13px;
    }

    .apply-page .form-group label {
        font-size: 11px;
    }

    .apply-page .input-box input,
    .apply-page .input-box select {
        height: 43px;
        font-size: 11px;
    }

    .apply-page .input-box textarea {
        min-height: 90px;
        font-size: 11px;
    }

    .apply-page .form-error {
        font-size: 10px;
    }

    .apply-page .form-navigation {
        margin-top: 17px;
    }

    .apply-page .next-step,
    .apply-page .prev-step,
    .apply-page .submit-application {
        min-height: 40px;
        padding: 0 14px;
        font-size: 10px;
    }

    .apply-page .why-apply-section,
    .apply-page .apply-process-section,
    .apply-page .documents-section {
        padding: 58px 0;
    }

    .apply-page .section-heading {
        margin-bottom: 32px;
    }

    .apply-page .section-heading h2,
    .apply-page .documents-content h2 {
        font-size: 28px;
    }

    .apply-page .section-heading p,
    .apply-page .documents-content > p {
        font-size: 12px;
        line-height: 1.75;
    }

    .apply-page .why-apply-grid {
        gap: 13px;
    }

    .apply-page .why-apply-card {
        padding: 23px 15px;
    }

    .apply-page .why-apply-card h3 {
        font-size: 14px;
    }

    .apply-page .why-apply-card p {
        font-size: 11px !important;
    }

    .apply-page .process-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 14px;
    }

    .apply-page .process-card {
        padding: 23px 14px;
    }

    .apply-page .process-card h3 {
        font-size: 13px;
    }

    .apply-page .process-card p {
        font-size: 11px;
    }

    .apply-page .documents-list {
        grid-template-columns: 1fr;
    }

    .apply-page .document-item {
        font-size: 12px;
    }

    .apply-page .final-cta-content {
        flex-direction: column;
        gap: 22px;
    }

    .apply-page .final-cta-content h2 {
        font-size: 27px;
    }

    .apply-page .final-cta-content p {
        font-size: 12px;
        line-height: 1.7;
    }

    .apply-page .final-cta-btn {
        width: auto;
        min-height: 44px;
        font-size: 12px;
    }

    .apply-page .apply-disclaimer p {
        font-size: 10px;
    }
}


/* ---------- Small Mobile ---------- */
@media (max-width: 576px) {
    .apply-container {
        width: calc(100% - 22px);
    }

    .apply-page .apply-hero {
        padding: 35px 0 40px;
    }

    .apply-page .apply-hero-content h1 {
        font-size: 32px;
    }

    .apply-page .apply-hero-content > p {
        font-size: 11px;
    }

    .apply-page .apply-badge {
        font-size: 9px;
        padding: 7px 11px;
    }

    .apply-page .apply-trust-items {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 8px 10px;
        text-align: left;
    }

    .apply-page .apply-form-card {
        padding: 18px 13px;
        border-radius: 13px;
    }

    .apply-page .form-card-header h2 {
        font-size: 16px;
    }

    .apply-page .form-card-header p {
        font-size: 9px;
    }

    .apply-page .step-heading-icon {
        width: 35px;
        height: 35px;
        flex-basis: 35px;
        font-size: 13px;
    }

    .apply-page .step-heading h3 {
        font-size: 14px;
    }

    .apply-page .step-heading p {
        font-size: 8px;
    }

    .apply-page .step-number {
        width: 27px;
        height: 27px;
        flex-basis: 27px;
        font-size: 10px;
    }

    .apply-page .step-content strong {
        font-size: 8px;
    }

    .apply-page .step-line {
        margin: 0 3px;
    }

    .apply-page .input-box input,
    .apply-page .input-box select {
        height: 41px;
        padding-left: 36px;
        font-size: 10px;
    }

    .apply-page .input-box textarea {
        padding-left: 36px;
        font-size: 10px;
    }

    .apply-page .input-box > i {
        left: 12px;
        font-size: 11px;
    }

    .apply-page .form-navigation {
        gap: 8px;
    }

    .apply-page .next-step,
    .apply-page .prev-step,
    .apply-page .submit-application {
        min-height: 39px;
        padding: 0 12px;
        font-size: 9px;
    }

    .apply-page .why-apply-grid,
    .apply-page .process-grid {
        grid-template-columns: 1fr;
    }

    .apply-page .section-heading h2,
    .apply-page .documents-content h2 {
        font-size: 24px;
    }

    .apply-page .section-heading p,
    .apply-page .documents-content > p {
        font-size: 11px;
    }

    .apply-page .why-apply-card {
        padding: 22px 17px;
    }

    .apply-page .why-icon {
        width: 48px;
        height: 48px;
        font-size: 17px;
    }

    .apply-page .process-card {
        padding: 22px 17px;
    }

    .apply-page .documents-help-card {
        padding: 26px 18px;
    }

    .apply-page .final-cta-content h2 {
        font-size: 23px;
    }

    .apply-page .final-cta-btn {
        width: 100%;
    }
}


/* ---------- Very Small Mobile ---------- */
@media (max-width: 400px) {
    .apply-container {
        width: calc(100% - 16px);
    }

    .apply-page .apply-hero {
        padding: 30px 0 35px;
    }

    .apply-page .apply-hero-content h1 {
        font-size: 28px;
    }

    .apply-page .apply-hero-content > p {
        font-size: 10px;
    }

    .apply-page .apply-trust-items {
        grid-template-columns: 1fr;
    }

    .apply-page .apply-form-card {
        padding: 15px 10px;
    }

    .apply-page .form-card-header {
        gap: 8px;
    }

    .apply-page .form-icon {
        width: 38px;
        height: 38px;
        flex-basis: 38px;
        font-size: 15px;
    }

    .apply-page .form-card-header h2 {
        font-size: 15px;
    }

    .apply-page .step-content {
        display: none;
    }

    .apply-page .step-item {
        flex: 0 0 auto;
    }

    .apply-page .step-number {
        width: 26px;
        height: 26px;
        flex-basis: 26px;
    }

    .apply-page .step-line {
        min-width: 12px;
    }

    .apply-page .step-heading h3 {
        font-size: 13px;
    }

    .apply-page .step-heading p {
        font-size: 8px;
    }

    .apply-page .form-group label {
        font-size: 10px;
    }

    .apply-page .input-box input,
    .apply-page .input-box select {
        height: 40px;
        font-size: 9.5px;
    }

    .apply-page .input-box textarea {
        min-height: 82px;
        font-size: 9.5px;
    }

    .apply-page .form-navigation {
        flex-wrap: wrap;
    }

    .apply-page .next-step,
    .apply-page .prev-step,
    .apply-page .submit-application {
        min-height: 38px;
        font-size: 9px;
    }

    .apply-page .summary-note p,
    .apply-page .consent-text {
        font-size: 8.5px;
    }

    .apply-page .section-heading h2,
    .apply-page .documents-content h2 {
        font-size: 22px;
    }

    .apply-page .section-heading p,
    .apply-page .documents-content > p {
        font-size: 10px;
    }

    .apply-page .final-cta-content h2 {
        font-size: 21px;
    }

    .apply-page .final-cta-content p {
        font-size: 10px;
    }

    .apply-page .apply-disclaimer p {
        font-size: 9px;
    }
}


/* ---------- Extra Small ---------- */
@media (max-width: 320px) {
    .apply-container {
        width: calc(100% - 12px);
    }

    .apply-page .apply-hero-content h1 {
        font-size: 24px;
    }

    .apply-page .apply-form-card {
        padding: 12px 8px;
    }

    .apply-page .form-card-header h2 {
        font-size: 14px;
    }

    .apply-page .form-card-header p {
        display: none;
    }

    .apply-page .step-number {
        width: 23px;
        height: 23px;
        flex-basis: 23px;
        font-size: 8px;
    }

    .apply-page .step-line {
        min-width: 8px;
        margin: 0 2px;
    }

    .apply-page .input-box input,
    .apply-page .input-box select {
        height: 38px;
        padding-left: 33px;
        font-size: 9px;
    }

    .apply-page .input-box textarea {
        padding-left: 33px;
    }

    .apply-page .form-navigation {
        flex-direction: column;
        align-items: stretch;
    }

    .apply-page .prev-step,
    .apply-page .next-step,
    .apply-page .submit-application {
        width: 100%;
    }

    .apply-page .section-heading h2,
    .apply-page .documents-content h2 {
        font-size: 20px;
    }
}


/* ---------- Ultra Small ---------- */
@media (max-width: 250px) {
    .apply-container {
        width: calc(100% - 8px);
    }

    .apply-page .apply-form-card {
        padding: 10px 6px;
    }

    .apply-page .form-icon {
        width: 33px;
        height: 33px;
        flex-basis: 33px;
    }

    .apply-page .step-number {
        width: 21px;
        height: 21px;
        flex-basis: 21px;
        font-size: 8px;
    }

    .apply-page .input-box input,
    .apply-page .input-box select {
        height: 37px;
        padding-left: 31px;
    }

    .apply-page .input-box > i {
        left: 10px;
        font-size: 9px;
    }
}


/* ---------- Minimum Practical Width ---------- */
@media (max-width: 200px) {
    .apply-container {
        width: calc(100% - 6px);
    }

    .apply-page .apply-hero-content h1 {
        font-size: 19px;
    }

    .apply-page .apply-form-card {
        padding: 8px 5px;
    }

    .apply-page .form-icon {
        width: 29px;
        height: 29px;
        flex-basis: 29px;
        font-size: 12px;
    }

    .apply-page .form-card-header h2 {
        font-size: 11px;
    }

    .apply-page .step-number {
        width: 20px;
        height: 20px;
        flex-basis: 20px;
        font-size: 7px;
    }

    .apply-page .step-line {
        min-width: 4px;
    }

    .apply-page .section-heading h2,
    .apply-page .documents-content h2 {
        font-size: 18px;
    }
}