/* =========================================================
   ROOT VARIABLES
========================================================= */

.business-loan-page {
  --loan-blue: #005baa;
  --loan-blue-dark: #003f78;
  --loan-blue-deep: #002b55;
  --loan-blue-light: #eaf5ff;

  --loan-orange: #f7941d;
  --loan-orange-dark: #e87800;
  --loan-orange-light: #fff4e5;

  --white: #ffffff;
  --black: #172033;

  --text: #586578;
  --muted: #7c8797;

  --border: #e4e9ef;
  --border-light: #edf1f5;

  --section-bg: #f8fafc;
  --light-bg: #f5f9fd;

  --shadow-sm: 0 4px 15px rgba(0, 43, 85, 0.06);
  --shadow-md: 0 10px 30px rgba(0, 43, 85, 0.09);
  --shadow-lg: 0 18px 45px rgba(0, 43, 85, 0.14);

  --transition: all 0.3s ease;

  font-family: "Poppins", sans-serif;
  color: var(--text);
  background: var(--white);
}

.business-loan-page *,
.business-loan-page *::before,
.business-loan-page *::after {
  box-sizing: border-box;
}

.business-loan-page img {
  max-width: 100%;
  height: auto;
}

.business-loan-page a {
  text-decoration: none;
}

.business-loan-page button,
.business-loan-page input,
.business-loan-page select {
  font-family: inherit;
}

/* =========================================================
   COMMON
========================================================= */

.business-loan-page .container {
  width: 100%;
}

.business-loan-page section {
  position: relative;
}

.business-section-heading {
  max-width: 760px;
  margin: 0 auto 48px;
  text-align: center;
}

.business-section-heading > span,
.business-section-tag {
  display: inline-block;
  margin-bottom: 10px;
  color: var(--loan-blue);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.8px;
  text-transform: uppercase;
}

.business-section-heading h2,
.business-overview-content h2,
.business-why-content h2 {
  margin: 0;
  color: var(--black);
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.8px;
}

.business-section-heading h2 strong,
.business-overview-content h2 span,
.business-why-content h2 span {
  color: var(--loan-blue);
  font-weight: 700;
}

.business-section-heading p {
  max-width: 680px;
  margin: 16px auto 0;
  color: var(--text);
  font-size: 14px;
  line-height: 1.8;
}

/* =========================================================
   COMMON BUTTONS
========================================================= */

.business-loan-page .btn-primary-loan,
.business-loan-page .btn-outline-loan {
  min-height: 52px;
  padding: 13px 23px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  transition: var(--transition);
}

.business-loan-page .btn-primary-loan {
  background: var(--loan-blue);
  color: var(--white);
  border: 1px solid var(--loan-blue);
}

.business-loan-page .btn-primary-loan:hover {
  background: var(--loan-blue-dark);
  color: var(--white);
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(0, 91, 170, 0.3);
}

.business-loan-page .btn-outline-loan {
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.7);
  background: rgba(255, 255, 255, 0.06);
}

.business-loan-page .btn-outline-loan:hover {
  background: var(--white);
  color: var(--loan-blue);
  border-color: var(--white);
  transform: translateY(-3px);
}

/* =========================================================
   HERO SECTION
   SAME VISUAL SYSTEM AS PERSONAL LOAN HERO
========================================================= */

.business-hero {
  min-height: 610px;
  padding: 55px 0 70px;
  display: flex;
  align-items: center;
  overflow: hidden;

  background: url("../image/business-banner.png") center center / cover
    no-repeat;
}

.business-hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;

  background: linear-gradient(
    90deg,
    rgba(0, 43, 85, 0.64) 0%,
    rgba(0, 91, 170, 0.56) 100%
  );
}

.business-hero .container {
  position: relative;
  z-index: 2;
}

.business-hero-grid {
  display: grid;
  grid-template-columns:
    minmax(0, 1.2fr)
    minmax(360px, 0.8fr);
  align-items: center;
  gap: 42px;
}

.business-hero-content {
  max-width: 720px;
}

.business-badge {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 18px;
  color: var(--white);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1.8px;
  text-transform: uppercase;
}

.business-badge::before {
  content: "";
  width: 55px;
  height: 4px;
  display: inline-block;
  border-radius: 10px;
  background: var(--white);
}

.business-badge i {
  display: none;
}

.business-hero-content h1 {
  margin: 0 0 18px;
  color: var(--white);
  font-size: clamp(40px, 4.5vw, 58px);
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -1.2px;
}

.business-hero-content h1 span {
  display: block;
  color: var(--white);
}

.business-hero-content > p {
  max-width: 690px;
  margin: 0 0 27px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 15px;
  line-height: 1.8;
}

.business-hero-buttons {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

.business-hero-trust {
  margin-top: 32px;
  display: flex;
  align-items: center;
  gap: 25px;
  flex-wrap: wrap;
}

.business-trust-item {
  display: flex;
  align-items: center;
  gap: 9px;
  color: var(--white);
}

.business-trust-item > i {
  flex-shrink: 0;
  font-size: 17px;
  color: var(--white);
}

.business-trust-item div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.business-trust-item strong {
  color: var(--white);
  font-size: 13px;
  line-height: 1.3;
  font-weight: 600;
}

.business-trust-item span {
  color: rgba(255, 255, 255, 0.72);
  font-size: 11px;
  line-height: 1.4;
}

/* =========================================================
   HERO FORM
========================================================= */

.business-form-card {
  width: 100%;
  max-width: 440px;
  margin-left: auto;
  padding: 25px;

  background: rgba(255, 255, 255, 0.98);
  border-radius: 18px;

  box-shadow: 0 20px 55px rgba(0, 0, 0, 0.22);
}

.business-form-card h2 {
  margin: 0 0 7px;
  color: var(--black);
  font-size: 18px;
  line-height: 1.3;
  font-weight: 700;
}

.business-form-group {
  margin-bottom: 4px;
}

.business-form-group label {
  display: block;
  margin-bottom: 5px;
  color: var(--black);
  font-size: 12px;
  font-weight: 600;
}

.business-input-wrap {
  position: relative;
}

.business-input-wrap > i {
  position: absolute;
  left: 14px;
  top: 50%;
  z-index: 2;
  transform: translateY(-50%);

  color: var(--loan-blue);
  font-size: 14px;
  pointer-events: none;
}

.business-input-wrap input,
.business-input-wrap select {
  width: 100%;
  min-height: 50px;
  padding: 9px 14px 9px 40px;

  border: 1px solid var(--border);
  border-radius: 8px;
  outline: none;

  background: var(--white);
  color: var(--black);

  font-size: 14px;
  transition: var(--transition);
}

.business-input-wrap input::placeholder {
  color: #9ba5b1;
}

.business-input-wrap select {
  cursor: pointer;
  appearance: auto;
}

.business-input-wrap input:focus,
.business-input-wrap select:focus {
  border-color: var(--loan-blue);
  box-shadow: 0 0 0 3px rgba(0, 91, 170, 0.1);
}

.business-form-error {
  min-height: 12px;
  margin-top: 3px;
  color: #dc3545;
  font-size: 11px;
  line-height: 1.3;
}

.business-submit-btn {
  width: 100%;
  min-height: 50px;
  margin-top: 2px;

  border: 0;
  border-radius: 8px;

  background: var(--loan-orange);
  color: var(--white);

  font-size: 15px;
  font-weight: 600;

  cursor: pointer;
  transition: var(--transition);
}

.business-submit-btn:hover {
  background: var(--loan-orange-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(247, 148, 29, 0.25);
}

.business-submit-btn i {
  margin-left: 7px;
}

.business-form-success {
  display: none;
  align-items: center;
  gap: 8px;

  margin-top: 14px;
  padding: 11px 12px;

  border: 1px solid #c9ecd8;
  border-radius: 8px;

  background: #f0fbf5;
  color: #21874f;

  font-size: 12px;
  line-height: 1.5;
}

.business-form-success.show {
  display: flex;
}

.business-form-note {
  margin-top: 15px;

  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 7px;

  color: var(--muted);
  font-size: 11px;
  line-height: 1.5;
  text-align: center;
}

.business-form-note i {
  margin-top: 2px;
  color: var(--loan-blue);
}

/* =========================================================
   OVERVIEW
========================================================= */

.business-overview {
  padding: 85px 0;
  background: var(--white);
}

.business-overview-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.8fr);
  align-items: center;
  gap: 70px;
}

.business-overview-content {
  max-width: 680px;
}

.business-overview-content h2 {
  margin: 0 0 20px;
}

.business-overview-content > p {
  margin: 0 0 14px;
  color: var(--text);
  font-size: 14px;
  line-height: 1.85;
}

.business-check-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px 24px;
  margin-top: 25px;
}

.business-check-list > div {
  display: flex;
  align-items: flex-start;
  gap: 9px;

  color: var(--black);
  font-size: 13px;
  line-height: 1.5;
}

.business-check-list i {
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--loan-blue);
}

.business-overview-visual {
  min-height: 390px;

  display: flex;
  align-items: center;
  justify-content: center;

  padding: 35px;
  border-radius: 22px;

  background: linear-gradient(145deg, #eaf5ff 0%, #f8fbff 55%, #fff4e5 100%);
}

.business-visual-card {
  width: 100%;
  max-width: 360px;
  padding: 40px 32px;

  border: 1px solid rgba(0, 91, 170, 0.08);
  border-radius: 20px;

  background: var(--white);
  box-shadow: var(--shadow-lg);

  text-align: center;
}

.business-visual-icon {
  width: 68px;
  height: 68px;
  margin: 0 auto 20px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 18px;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 26px;
}

.business-visual-card h3 {
  margin: 0 0 10px;
  color: var(--black);
  font-size: 22px;
  font-weight: 700;
}

.business-visual-card p {
  margin: 0;
  color: var(--text);
  font-size: 13px;
  line-height: 1.75;
}

.business-visual-line {
  width: 55px;
  height: 3px;
  margin: 22px auto 12px;

  border-radius: 20px;
  background: var(--loan-orange);
}

.business-visual-card > span {
  color: var(--loan-blue);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.4px;
}

/* =========================================================
   BENEFITS
========================================================= */

.business-benefits {
  padding: 85px 0;
  background: var(--section-bg);
}

.business-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.business-benefit-card {
  padding: 30px 26px;

  border: 1px solid var(--border-light);
  border-radius: 15px;

  background: var(--white);
  box-shadow: var(--shadow-sm);

  transition: var(--transition);
}

.business-benefit-card:hover {
  transform: translateY(-5px);
  border-color: rgba(0, 91, 170, 0.15);
  box-shadow: var(--shadow-md);
}

.business-benefit-icon {
  width: 52px;
  height: 52px;
  margin-bottom: 20px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 14px;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 20px;
}

.business-benefit-card h3 {
  margin: 0 0 9px;
  color: var(--black);
  font-size: 17px;
  font-weight: 700;
}

.business-benefit-card p {
  margin: 0;
  color: var(--text);
  font-size: 13px;
  line-height: 1.75;
}

/* =========================================================
   BUSINESS TYPES
========================================================= */

.business-types {
  padding: 85px 0;
  background: var(--white);
}

.business-types-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
}

.business-type-card {
  padding: 27px 23px;

  border: 1px solid var(--border-light);
  border-radius: 15px;

  background: var(--white);
  box-shadow: var(--shadow-sm);

  transition: var(--transition);
}

.business-type-card:hover {
  transform: translateY(-5px);
  border-color: rgba(0, 91, 170, 0.16);
  box-shadow: var(--shadow-md);
}

.business-type-icon {
  width: 50px;
  height: 50px;
  margin-bottom: 18px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 13px;

  background: var(--loan-orange-light);
  color: var(--loan-orange-dark);

  font-size: 19px;
}

.business-type-card h3 {
  margin: 0 0 10px;
  color: var(--black);
  font-size: 16px;
  line-height: 1.4;
  font-weight: 700;
}

.business-type-card p {
  min-height: 72px;
  margin: 0 0 17px;

  color: var(--text);
  font-size: 12.5px;
  line-height: 1.7;
}

.business-type-card > a {
  display: inline-flex;
  align-items: center;
  gap: 8px;

  color: var(--loan-blue);
  font-size: 12px;
  font-weight: 600;

  transition: var(--transition);
}

.business-type-card > a:hover {
  color: var(--loan-orange-dark);
  gap: 11px;
}

/* =========================================================
   ELIGIBILITY
========================================================= */

.business-eligibility {
  padding: 85px 0;
  background: var(--section-bg);
}

.business-eligibility-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 25px;
}

.business-eligibility-card {
  padding: 32px;

  border: 1px solid var(--border-light);
  border-radius: 17px;

  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.business-card-title {
  display: flex;
  align-items: center;
  gap: 13px;

  margin-bottom: 24px;
}

.business-small-icon {
  width: 46px;
  height: 46px;

  display: flex;
  align-items: center;
  justify-content: center;

  flex-shrink: 0;

  border-radius: 12px;
  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 18px;
}

.business-card-title h3 {
  margin: 0;
  color: var(--black);
  font-size: 19px;
  font-weight: 700;
}

.business-eligibility-card ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.business-eligibility-card li {
  position: relative;

  display: flex;
  align-items: flex-start;
  gap: 10px;

  padding: 10px 0;

  border-bottom: 1px solid var(--border-light);

  color: var(--text);
  font-size: 13px;
  line-height: 1.65;
}

.business-eligibility-card li:last-child {
  border-bottom: 0;
}

.business-eligibility-card li i {
  flex-shrink: 0;
  margin-top: 4px;
  color: var(--loan-blue);
  font-size: 12px;
}

/* =========================================================
   INTEREST RATES
========================================================= */

.business-interest {
  padding: 85px 0;
  background: var(--white);
}

.business-interest-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.business-interest-card {
  padding: 30px 26px;

  border: 1px solid var(--border-light);
  border-radius: 15px;

  background: var(--white);
  box-shadow: var(--shadow-sm);

  transition: var(--transition);
}

.business-interest-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.business-interest-icon {
  width: 52px;
  height: 52px;
  margin-bottom: 18px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 14px;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 20px;
}

.business-interest-card h3 {
  margin: 0 0 9px;
  color: var(--black);
  font-size: 17px;
  font-weight: 700;
}

.business-interest-card p {
  margin: 0;
  color: var(--text);
  font-size: 13px;
  line-height: 1.75;
}

.business-interest-note {
  margin-top: 25px;
  padding: 17px 20px;

  display: flex;
  align-items: flex-start;
  gap: 12px;

  border: 1px solid #dceaf6;
  border-radius: 10px;

  background: #f5faff;
}

.business-interest-note > i {
  flex-shrink: 0;
  margin-top: 3px;
  color: var(--loan-blue);
}

.business-interest-note p {
  margin: 0;
  color: var(--text);
  font-size: 12px;
  line-height: 1.7;
}

.business-interest-note strong {
  color: var(--black);
}

/* =========================================================
   EMI CALCULATOR
========================================================= */

.business-emi {
  padding: 85px 0;
  background: var(--section-bg);
}

.business-emi-wrapper {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(330px, 0.72fr);
  gap: 25px;
  align-items: stretch;
}

.business-emi-calculator {
  padding: 32px;

  border: 1px solid var(--border-light);
  border-radius: 18px;

  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.business-emi-field {
  margin-bottom: 28px;
}

.business-emi-field:last-child {
  margin-bottom: 0;
}

.emi-field-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;

  margin-bottom: 13px;
}

.emi-field-top label {
  margin: 0;
  color: var(--black);
  font-size: 13px;
  font-weight: 600;
}

.emi-field-top strong {
  color: var(--loan-blue);
  font-size: 14px;
  font-weight: 700;
}

.business-emi-field input[type="range"] {
  width: 100%;
  height: 5px;
  padding: 0;

  appearance: none;
  -webkit-appearance: none;

  border-radius: 10px;
  outline: none;

  background: #dce8f2;
  cursor: pointer;
}

.business-emi-field input[type="range"]::-webkit-slider-thumb {
  width: 18px;
  height: 18px;

  appearance: none;
  -webkit-appearance: none;

  border: 3px solid var(--white);
  border-radius: 50%;

  background: var(--loan-blue);
  box-shadow: 0 2px 8px rgba(0, 91, 170, 0.3);

  cursor: pointer;
}

.business-emi-field input[type="range"]::-moz-range-thumb {
  width: 18px;
  height: 18px;

  border: 3px solid var(--white);
  border-radius: 50%;

  background: var(--loan-blue);
  box-shadow: 0 2px 8px rgba(0, 91, 170, 0.3);

  cursor: pointer;
}

.emi-range-labels {
  margin-top: 8px;

  display: flex;
  align-items: center;
  justify-content: space-between;

  color: var(--muted);
  font-size: 10px;
}

.business-emi-result {
  padding: 32px;

  display: flex;
  flex-direction: column;

  border-radius: 18px;

  background: linear-gradient(145deg, var(--loan-blue-deep), var(--loan-blue));

  color: var(--white);
  box-shadow: var(--shadow-md);
}

.emi-result-heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;

  margin-bottom: 12px;
}

.emi-result-heading span {
  color: rgba(255, 255, 255, 0.78);
  font-size: 12px;
  font-weight: 500;
}

.emi-result-heading i {
  font-size: 18px;
}

.business-emi-result > h3 {
  margin: 0 0 25px;

  color: var(--white);
  font-size: 34px;
  line-height: 1.15;
  font-weight: 700;
}

.emi-result-list {
  margin-bottom: 25px;
}

.emi-result-list > div {
  padding: 12px 0;

  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;

  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.emi-result-list > div:last-child {
  border-bottom: 0;
}

.emi-result-list span {
  color: rgba(255, 255, 255, 0.7);
  font-size: 12px;
}

.emi-result-list strong {
  color: var(--white);
  font-size: 13px;
  font-weight: 600;
}

.business-emi-btn {
  min-height: 48px;
  padding: 12px 18px;

  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;

  border-radius: 8px;

  background: var(--loan-orange);
  color: var(--white);

  font-size: 13px;
  font-weight: 600;

  transition: var(--transition);
}

.business-emi-btn:hover {
  background: var(--loan-orange-dark);
  color: var(--white);
  transform: translateY(-2px);
}

.business-emi-result small {
  margin-top: 14px;

  color: rgba(255, 255, 255, 0.6);
  font-size: 10px;
  line-height: 1.6;
}

/* =========================================================
   PROCESS
========================================================= */

.business-process {
  padding: 85px 0;
  background: var(--white);
}

.business-process-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 18px;
}

/* Four application steps on the Working Capital Loan page stay centered. */
@media (min-width: 992px) {
  .working-capital-process-grid {
    max-width: 980px;
    margin: 0 auto;
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

.business-process-item {
  position: relative;

  padding: 25px 20px;

  border: 1px solid var(--border-light);
  border-radius: 15px;

  background: var(--white);
  box-shadow: var(--shadow-sm);

  text-align: center;
  transition: var(--transition);
}

.business-process-item:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.process-number {
  position: absolute;
  top: 13px;
  right: 15px;

  color: rgba(0, 91, 170, 0.12);
  font-size: 20px !important;
  line-height: 1;
  font-weight: 800;
}

.process-icon {
  width: 55px;
  height: 55px;
  margin: 0 auto 17px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 15px;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 20px;
}

.business-process-item h3 {
  margin: 0 0 8px;

  color: var(--black);
  font-size: 16px;
  font-weight: 700;
}

.business-process-item p {
  min-height: 63px;
  margin: 0;

  color: var(--text);
  font-size: 11.5px;
  line-height: 1.7;
}

/* =========================================================
   WHY LOAN Suvidha
========================================================= */

.business-why {
  padding: 85px 0;
  background: var(--section-bg);
}

.business-why-grid {
  display: grid;
  grid-template-columns: minmax(360px, 0.85fr) minmax(0, 1.15fr);
  align-items: center;
  gap: 75px;
}

.business-why-visual {
  position: relative;
  min-height: 430px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 22px;

  background: radial-gradient(
    circle at center,
    rgba(0, 91, 170, 0.13),
    transparent 62%
  );
}

.why-circle-main {
  width: 240px;
  height: 240px;

  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;

  border: 1px solid rgba(0, 91, 170, 0.15);
  border-radius: 50%;

  background: var(--white);
  box-shadow: var(--shadow-lg);

  text-align: center;
}

.why-circle-main i {
  width: 60px;
  height: 60px;
  margin-bottom: 13px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 50%;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 23px;
}

.why-circle-main strong {
  color: var(--black);
  font-size: 18px;
  font-weight: 700;
}

.why-circle-main span {
  margin-top: 5px;
  color: var(--muted);
  font-size: 10px;
}

.why-floating-card {
  position: absolute;

  min-width: 175px;
  padding: 12px 15px;

  display: flex;
  align-items: center;
  gap: 9px;

  border: 1px solid var(--border-light);
  border-radius: 10px;

  background: var(--white);
  box-shadow: var(--shadow-md);

  color: var(--black);
  font-size: 11px;
  font-weight: 600;
}

.why-floating-card i {
  color: var(--loan-blue);
}

.why-card-one {
  top: 72px;
  left: 0;
}

.why-card-two {
  right: 0;
  bottom: 70px;
}

.business-why-content {
  max-width: 680px;
}

.business-why-content h2 {
  margin: 0 0 18px;
}

.business-why-content > p {
  margin: 0 0 27px;

  color: var(--text);
  font-size: 14px;
  line-height: 1.8;
}

.business-why-list {
  display: grid;
  gap: 18px;
}

.business-why-list > div {
  display: grid;
  grid-template-columns: 45px minmax(0, 1fr);
  gap: 13px;
}

.why-list-icon {
  width: 45px;
  height: 45px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 11px;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 16px;
}

.business-why-list h3 {
  margin: 0 0 4px;
  color: var(--black);
  font-size: 15px;
  font-weight: 700;
}

.business-why-list p {
  margin: 0;
  color: var(--text);
  font-size: 12px;
  line-height: 1.65;
}

/* =========================================================
   FAQ
========================================================= */

.business-faq {
  padding: 85px 0;
  background: var(--white);
}

.business-faq-wrapper {
  max-width: 900px;
  margin: 0 auto;
}

.business-faq-item {
  margin-bottom: 10px;

  border: 1px solid var(--border-light);
  border-radius: 10px;

  background: var(--white);
  overflow: hidden;

  transition: var(--transition);
}

.business-faq-item:hover {
  border-color: rgba(0, 91, 170, 0.15);
}

.business-faq-question {
  width: 100%;
  min-height: 62px;
  padding: 17px 20px;

  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;

  border: 0;
  outline: none;

  background: transparent;
  color: var(--black);

  font-size: 14px;
  font-weight: 600;

  text-align: left;
  cursor: pointer;
}

.business-faq-question i {
  flex-shrink: 0;

  width: 28px;
  height: 28px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 50%;

  background: var(--loan-blue-light);
  color: var(--loan-blue);

  font-size: 11px;

  transition: var(--transition);
}

.business-faq-item.active .business-faq-question i {
  transform: rotate(45deg);
  background: var(--loan-blue);
  color: var(--white);
}

.business-faq-answer {
  max-height: 0;
  overflow: hidden;

  transition:
    max-height 0.35s ease,
    padding 0.35s ease;
}

.business-faq-item.active .business-faq-answer {
  max-height: 300px;
}

.business-faq-answer p {
  margin: 0;
  padding: 0 20px 19px;

  color: var(--text);
  font-size: 13px;
  line-height: 1.8;
}

/* =========================================================
   FINAL APPLY CTA
========================================================= */

.business-apply {
  min-height: 390px;
  padding: 75px 0;

  display: flex;
  align-items: center;

  overflow: hidden;

  background: url("../image/business-banner.png") center center / cover
    no-repeat;
}

.business-apply-overlay {
  position: absolute;
  inset: 0;

  background: linear-gradient(
    110deg,
    rgba(0, 43, 85, 0.45),
    rgba(0, 91, 170, 0.66)
  );
}

.business-apply .container {
  position: relative;
  z-index: 2;
}

.business-apply-content {
  max-width: 720px;
  margin: 0 auto;

  text-align: center;
}

.business-apply-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;

  margin-bottom: 15px;

  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.8px;
}

.business-apply-badge i {
  color: var(--loan-orange);
}

.business-apply-content h2 {
  margin: 0 0 15px;

  color: var(--white);
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.8px;
}

.business-apply-content h2 span {
  display: block;
  color: var(--white);
}

.business-apply-content > p {
  max-width: 650px;
  margin: 0 auto 25px;

  color: rgba(255, 255, 255, 0.82);
  font-size: 14px;
  line-height: 1.8;
}

.business-apply-buttons {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 13px;
  flex-wrap: wrap;
}

/* =========================================================
   DISCLAIMER
========================================================= */

.business-disclaimer {
  padding: 35px 0;
  background: var(--white);
}

.business-disclaimer-box {
  padding: 22px 25px;

  display: flex;
  align-items: flex-start;
  gap: 15px;

  border: 1px solid #dfeaf3;
  border-radius: 12px;

  background: #f8fbfd;
}

.business-disclaimer-box > i {
  flex-shrink: 0;
  margin-top: 4px;

  color: var(--loan-blue);
  font-size: 20px;
}

.business-disclaimer-box h3 {
  margin: 0 0 7px;
  color: var(--black);
  font-size: 15px;
  font-weight: 700;
}

.business-disclaimer-box p {
  margin: 0;
  color: var(--text);
  font-size: 11.5px;
  line-height: 1.75;
}

/* =========================================================
   =========================================================
   RESPONSIVE SYSTEM  (NEW)
   Large Desktop → Laptop → Tablet → Mobile → Small Mobile
   Breakpoints: 1399 / 1199 / 991 / 767 / 575 / 480 / 400 / 360 / 320
   =========================================================
========================================================= */

/* =========================================================
   RESPONSIVE - 1399px  (SMALL DESKTOP / LARGE LAPTOP)
========================================================= */

@media (max-width: 1399px) {
  .business-loan-page .container {
    width: min(1140px, calc(100% - 40px));
    margin-left: auto;
    margin-right: auto;
  }

  .business-hero-grid {
    gap: 36px;
  }
  .business-hero-content h1 {
    font-size: clamp(38px, 4.4vw, 52px);
  }

  .business-overview-grid {
    gap: 55px;
  }
  .business-why-grid {
    gap: 55px;
  }

  .business-types-grid {
    gap: 18px;
  }
  .business-process-grid {
    gap: 16px;
  }
}

/* =========================================================
   RESPONSIVE - 1199px  (LAPTOP / TABLET LANDSCAPE)
========================================================= */

@media (max-width: 1199px) {
  .business-loan-page .container {
    width: min(960px, calc(100% - 36px));
    margin-left: auto;
    margin-right: auto;
  }

  /* HERO */
  .business-hero {
    min-height: 560px;
    padding: 50px 0 60px;
  }
  .business-hero-grid {
    grid-template-columns: minmax(0, 1fr) minmax(330px, 0.9fr);
    gap: 30px;
  }
  .business-hero-content h1 {
    font-size: clamp(36px, 4.4vw, 46px);
  }
  .business-hero-content > p {
    font-size: 14.5px;
  }
  .business-hero-trust {
    gap: 18px;
  }
  .business-form-card {
    max-width: 400px;
    padding: 22px 20px;
  }

  /* SECTION SPACING */
  .business-overview,
  .business-benefits,
  .business-types,
  .business-eligibility,
  .business-interest,
  .business-emi,
  .business-process,
  .business-why,
  .business-faq {
    padding: 70px 0;
  }

  .business-section-heading {
    margin-bottom: 42px;
  }

  /* OVERVIEW */
  .business-overview-grid {
    gap: 45px;
  }
  .business-overview-visual {
    min-height: 350px;
    padding: 28px;
  }
  .business-visual-card {
    padding: 34px 26px;
  }

  /* BENEFITS + INTEREST */
  .business-benefits-grid,
  .business-interest-grid {
    gap: 18px;
  }
  .business-benefit-card,
  .business-interest-card {
    padding: 26px 22px;
  }

  /* TYPES */
  .business-types-grid {
    gap: 16px;
  }
  .business-type-card {
    padding: 24px 18px;
  }
  .business-type-card p {
    min-height: 92px;
    font-size: 12px;
  }

  /* ELIGIBILITY */
  .business-eligibility-grid {
    gap: 20px;
  }
  .business-eligibility-card {
    padding: 28px 24px;
  }

  /* EMI */
  .business-emi-wrapper {
    gap: 20px;
  }
  .business-emi-calculator,
  .business-emi-result {
    padding: 26px 22px;
  }
  .business-emi-result > h3 {
    font-size: 30px;
  }

  /* PROCESS */
  .business-process-grid {
    gap: 14px;
  }
  .business-process-item {
    padding: 22px 15px;
  }
  .business-process-item h3 {
    font-size: 15px;
  }
  .business-process-item p {
    min-height: 80px;
  }

  /* WHY */
  .business-why-grid {
    gap: 45px;
  }
  .business-why-visual {
    min-height: 400px;
  }
  .why-circle-main {
    width: 215px;
    height: 215px;
  }
  .why-floating-card {
    min-width: 160px;
  }

  /* CTA */
  .business-apply {
    min-height: 350px;
    padding: 65px 0;
  }
}

/* =========================================================
   RESPONSIVE - 991px  (TABLET PORTRAIT)
   All 2-column layouts stack here
========================================================= */

@media (max-width: 991px) {
  .business-loan-page {
    overflow-x: hidden;
  }

  .business-loan-page .container {
    width: min(720px, calc(100% - 32px));
    margin-left: auto;
    margin-right: auto;
  }

  /* HERO */
  .business-hero {
    min-height: auto;
    padding: 55px 0 60px;
  }
  .business-hero-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 36px;
  }
  .business-hero-content {
    max-width: 100%;
  }
  .business-hero-content h1 {
    font-size: clamp(34px, 5.4vw, 44px);
  }
  .business-hero-content > p {
    max-width: 100%;
  }
  .business-form-card {
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
  }

  /* OVERVIEW */
  .business-overview-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 38px;
  }
  .business-overview-content {
    max-width: 100%;
  }
  .business-overview-visual {
    width: 100%;
    max-width: 560px;
    margin: 0 auto;
    min-height: 330px;
  }

  /* BENEFITS / TYPES / INTEREST */
  .business-benefits-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .business-types-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .business-type-card p {
    min-height: auto;
    font-size: 12.5px;
  }
  .business-interest-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  /* ELIGIBILITY */
  .business-eligibility-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  /* EMI */
  .business-emi-wrapper {
    grid-template-columns: minmax(0, 1fr);
  }
  .business-emi-result {
    max-width: 100%;
  }

  /* PROCESS */
  .business-process-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    row-gap: 20px;
  }
  .business-process-item p {
    min-height: auto;
  }

  /* WHY — content first, visual after */
  .business-why-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 40px;
  }
  .business-why-content {
    order: 1;
    max-width: 100%;
  }
  .business-why-visual {
    order: 2;
    width: 100%;
    max-width: 560px;
    margin: 0 auto;
    min-height: 380px;
  }

  /* CTA + HEADINGS */
  .business-section-heading {
    margin-bottom: 38px;
  }
  .business-apply {
    min-height: auto;
    padding: 62px 0;
  }
}

/* =========================================================
   RESPONSIVE - 767px  (LARGE MOBILE / SMALL TABLET)
========================================================= */

@media (max-width: 767px) {
  .business-loan-page .container {
    width: calc(100% - 28px);
    margin-left: auto;
    margin-right: auto;
  }

  .business-overview,
  .business-benefits,
  .business-types,
  .business-eligibility,
  .business-interest,
  .business-emi,
  .business-process,
  .business-why,
  .business-faq {
    padding: 58px 0;
  }

  .business-section-heading {
    margin-bottom: 32px;
  }
  .business-section-heading h2,
  .business-overview-content h2,
  .business-why-content h2 {
    font-size: clamp(27px, 5.6vw, 34px);
  }
  .business-section-heading p {
    font-size: 13.5px;
  }

  /* HERO — centered */
  .business-hero {
    padding: 48px 0 52px;
  }
  .business-hero-content {
    text-align: center;
    margin: 0 auto;
  }
  .business-hero-content > p {
    margin-left: auto;
    margin-right: auto;
  }
  .business-badge {
    justify-content: center;
  }
  .business-badge::before {
    width: 34px;
  }
  .business-hero-buttons {
    justify-content: center;
  }
  .business-hero-trust {
    justify-content: center;
    gap: 16px 22px;
    margin-top: 26px;
  }

  /* OVERVIEW */
  .business-overview-content > p,
  .business-why-content > p {
    font-size: 13.5px;
  }
  .business-check-list {
    grid-template-columns: minmax(0, 1fr);
    gap: 10px;
  }

  /* GRIDS */
  .business-interest-grid {
    grid-template-columns: minmax(0, 1fr);
  }
  .business-process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  /* ELIGIBILITY */
  .business-eligibility-card {
    padding: 24px 20px;
  }
  .business-card-title {
    margin-bottom: 18px;
  }

  /* EMI */
  .business-emi-calculator,
  .business-emi-result {
    padding: 24px 20px;
  }
  .business-emi-field {
    margin-bottom: 22px;
  }

  /* WHY */
  .business-why-visual {
    min-height: 340px;
  }
  .why-circle-main {
    width: 195px;
    height: 195px;
  }
  .why-card-one {
    top: 26px;
    left: 0;
  }
  .why-card-two {
    bottom: 26px;
    right: 0;
  }
  .why-floating-card {
    min-width: 150px;
    padding: 10px 12px;
    font-size: 10.5px;
  }

  /* FAQ */
  .business-faq-question {
    min-height: 56px;
    padding: 15px 16px;
    gap: 14px;
    font-size: 13.5px;
  }
  .business-faq-answer p {
    padding: 0 16px 16px;
    font-size: 12.5px;
  }
  .business-faq-item.active .business-faq-answer {
    max-height: 480px;
  }

  /* CTA + DISCLAIMER */
  .business-apply {
    padding: 58px 0;
  }
  .business-apply-content > p {
    font-size: 13.5px;
  }
  .business-disclaimer-box {
    padding: 18px;
    gap: 12px;
  }
}

/* =========================================================
   RESPONSIVE - 575px  (MOBILE — SINGLE COLUMN)
========================================================= */

@media (max-width: 575px) {
  .business-loan-page .container {
    width: calc(100% - 24px);
  }

  .business-overview,
  .business-benefits,
  .business-types,
  .business-eligibility,
  .business-interest,
  .business-emi,
  .business-process,
  .business-why,
  .business-faq {
    padding: 50px 0;
  }

  /* HERO */
  .business-hero {
    padding: 42px 0 46px;
  }
  .business-hero-content h1 {
    font-size: clamp(30px, 8.4vw, 38px);
    line-height: 1.16;
    letter-spacing: -0.6px;
  }
  .business-hero-content > p {
    font-size: 13.5px;
    margin-bottom: 22px;
  }

  .business-hero-buttons {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    gap: 10px;
  }
  .business-hero-buttons .btn-primary-loan,
  .business-hero-buttons .btn-outline-loan {
    width: 100%;
  }

  .business-hero-trust {
    flex-direction: column;
    align-items: center;
    gap: 12px;
  }
  .business-trust-item {
    justify-content: center;
  }

  /* FORM */
  .business-form-card {
    padding: 20px 18px;
    border-radius: 15px;
  }
  .business-input-wrap input,
  .business-input-wrap select {
    min-height: 46px;
    font-size: 13.5px;
  }
  .business-submit-btn {
    min-height: 48px;
    font-size: 14px;
  }

  /* OVERVIEW */
  .business-overview-visual {
    min-height: auto;
    padding: 22px;
    border-radius: 18px;
  }
  .business-visual-card {
    padding: 30px 22px;
  }
  .business-visual-icon {
    width: 60px;
    height: 60px;
    font-size: 23px;
  }

  /* ALL CARD GRIDS → 1 COLUMN */
  .business-benefits-grid,
  .business-types-grid,
  .business-interest-grid,
  .business-process-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  /* EMI */
  .business-emi-result > h3 {
    font-size: 27px;
    margin-bottom: 20px;
  }
  .emi-result-list > div {
    padding: 10px 0;
  }
  .business-emi-btn {
    width: 100%;
  }

  /* WHY — floating cards stack below the circle */
  .business-why-visual {
    flex-direction: column;
    gap: 14px;
    min-height: auto;
    padding: 10px 0;
    background: none;
  }
  .why-circle-main {
    width: 190px;
    height: 190px;
  }
  .why-floating-card {
    position: static;
    width: 100%;
    max-width: 300px;
    justify-content: center;
  }
  .business-why-list > div {
    grid-template-columns: 40px minmax(0, 1fr);
    gap: 11px;
  }
  .why-list-icon {
    width: 40px;
    height: 40px;
    font-size: 15px;
  }

  /* CTA */
  .business-apply {
    padding: 50px 0;
  }
  .business-apply-buttons {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
  }
  .business-apply-buttons .btn-primary-loan,
  .business-apply-buttons .btn-outline-loan {
    width: 100%;
  }

  .business-disclaimer {
    padding: 28px 0;
  }
}

/* =========================================================
   RESPONSIVE - 480px
========================================================= */

@media (max-width: 480px) {
  .business-loan-page .container {
    width: calc(100% - 20px);
  }

  .business-section-heading h2,
  .business-overview-content h2,
  .business-why-content h2 {
    font-size: clamp(24px, 7.4vw, 30px);
  }
  .business-section-heading p {
    font-size: 13px;
  }

  .business-hero-content h1 {
    font-size: clamp(27px, 8.6vw, 34px);
  }
  .business-form-card h2 {
    font-size: 16.5px;
  }

  .business-benefit-card,
  .business-interest-card,
  .business-type-card {
    padding: 22px 18px;
  }

  .business-eligibility-card {
    padding: 20px 16px;
  }
  .business-card-title h3 {
    font-size: 17px;
  }
  .business-small-icon {
    width: 42px;
    height: 42px;
    font-size: 16px;
  }

  .business-emi-calculator,
  .business-emi-result {
    padding: 20px 16px;
  }
  .business-emi-result > h3 {
    font-size: 24px;
  }
  .emi-field-top {
    gap: 10px;
  }

  .business-visual-card h3 {
    font-size: 20px;
  }

  .business-faq-question {
    font-size: 13px;
    padding: 14px;
  }
  .business-apply-content h2 {
    font-size: clamp(24px, 7.6vw, 32px);
  }

  .business-loan-page .btn-primary-loan,
  .business-loan-page .btn-outline-loan {
    min-height: 48px;
    padding: 12px 18px;
    font-size: 14px;
  }
}

/* =========================================================
   RESPONSIVE - 400px
========================================================= */

@media (max-width: 400px) {
  .business-loan-page .container {
    width: calc(100% - 18px);
  }

  .business-hero-content h1 {
    font-size: 26px;
  }
  .business-section-heading h2,
  .business-overview-content h2,
  .business-why-content h2 {
    font-size: 23px;
  }

  .business-form-card {
    padding: 17px 14px;
  }
  .business-input-wrap input,
  .business-input-wrap select {
    padding-left: 36px;
    font-size: 13px;
  }
  .business-input-wrap > i {
    left: 12px;
    font-size: 13px;
  }

  .business-emi-result > h3 {
    font-size: 22px;
  }

  .why-circle-main {
    width: 170px;
    height: 170px;
  }
  .why-circle-main i {
    width: 52px;
    height: 52px;
    font-size: 20px;
  }
  .why-circle-main strong {
    font-size: 16px;
  }

  .business-benefit-card,
  .business-interest-card,
  .business-process-item {
    padding: 20px 15px;
  }

  .business-interest-note {
    padding: 14px 15px;
  }
  .business-disclaimer-box {
    flex-direction: column;
    gap: 10px;
  }
}

/* =========================================================
   RESPONSIVE - 360px
========================================================= */

@media (max-width: 360px) {
  .business-loan-page .container {
    width: calc(100% - 16px);
  }

  .business-hero-content h1 {
    font-size: 24px;
    letter-spacing: -0.4px;
  }
  .business-hero-content > p,
  .business-section-heading p {
    font-size: 12.5px;
  }
  .business-section-heading h2,
  .business-overview-content h2,
  .business-why-content h2 {
    font-size: 21px;
  }

  .business-badge {
    font-size: 10px;
    letter-spacing: 1.2px;
  }
  .business-badge::before {
    width: 26px;
    height: 3px;
  }

  .business-benefit-icon,
  .business-interest-icon {
    width: 46px;
    height: 46px;
    font-size: 18px;
  }
  .business-type-icon {
    width: 44px;
    height: 44px;
    font-size: 17px;
  }
  .process-icon {
    width: 48px;
    height: 48px;
    font-size: 18px;
  }

  .business-emi-result > h3 {
    font-size: 20px;
  }
  .emi-result-list span,
  .emi-result-list strong {
    font-size: 11.5px;
  }

  .business-faq-question {
    font-size: 12.5px;
    gap: 10px;
  }
  .business-faq-question i {
    width: 24px;
    height: 24px;
    font-size: 10px;
  }
}

/* =========================================================
   RESPONSIVE - 320px  (SMALLEST PHONES)
========================================================= */

@media (max-width: 320px) {
  .business-loan-page .container {
    width: calc(100% - 14px);
  }

  .business-hero-content h1 {
    font-size: 22px;
  }
  .business-section-heading h2,
  .business-overview-content h2,
  .business-why-content h2 {
    font-size: 19px;
  }

  .business-form-card {
    padding: 14px 12px;
    border-radius: 12px;
  }
  .business-form-card h2 {
    font-size: 15px;
  }
  .business-input-wrap input,
  .business-input-wrap select {
    min-height: 44px;
  }
  .business-submit-btn {
    min-height: 46px;
    font-size: 13.5px;
  }

  .business-visual-card {
    padding: 24px 16px;
  }
  .why-circle-main {
    width: 155px;
    height: 155px;
  }

  .business-emi-result > h3 {
    font-size: 19px;
  }

  .business-loan-page .btn-primary-loan,
  .business-loan-page .btn-outline-loan {
    min-height: 46px;
    padding: 11px 14px;
    font-size: 13px;
  }
}

/* =========================================================
   MOBILE LANDSCAPE FIX
========================================================= */

@media (max-width: 991px) and (orientation: landscape) {
  .business-hero {
    padding: 40px 0 44px;
  }
  .business-apply {
    padding: 45px 0;
  }
  .business-why-visual {
    min-height: auto;
  }
}

/* =========================================================
   ACCESSIBILITY / REDUCED MOTION
========================================================= */

@media (prefers-reduced-motion: reduce) {
  .business-loan-page *,
  .business-loan-page *::before,
  .business-loan-page *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }

  .business-loan-page .btn-primary-loan:hover,
  .business-loan-page .btn-outline-loan:hover,
  .business-benefit-card:hover,
  .business-type-card:hover,
  .business-interest-card:hover,
  .business-process-item:hover,
  .business-submit-btn:hover,
  .business-emi-btn:hover {
    transform: none;
  }
}